Does Over Under Include Overtime 3,6/5 7372 votes

Over Under Betting is the second most popular type of NFL betting, just behind spread betting. Over Under Betting is also known as “Game Total Betting” and you will often see it be referred to as either term. Beginner NFL bettors may be confused by Over Under Betting, but it is very easy to learn and understand once explained.

The federal overtime provisions are contained in the Fair Labor Standards Act (FLSA). Unless exempt, employees covered by the Act must receive overtime pay for hours worked over 40 in a workweek at a rate not less than time and one-half their regular rates of pay. An 'exemption' means that the overtime law does not apply to a particular classification of employees. There are also a number of exceptions to the general overtime law stated above. An 'exception' means that overtime is paid to a certain classification of employees on a. Overtime that is 'included in salary' is a system of remuneration in which any pay for overtime work is said to already be 'built-into' the monthly salary that an employee can expect to receive from an employer.

Overtime

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In Over Under Betting the oddsmakers will set a number of points in which they think both teams will score in total throughout the whole game (including overtime if necessary). Bettors will then be able to bet on the total number of points scored by both teams combined to be over or under that set game total number. For example, the number may be set at 42.5 points. If you bet the “over” you would need a combined 43 or more points from both teams in order to win your bet (a 28-17 score would win you the bet). If you were to place your money on the “under” you would need both teams to combine for 42 or less points throughout the game (a 21-17 game would win you the under bet).

Example of NFL Over Under Bet

Below is an example of what an NFL Over Under line would look like:

Baltimore Ravens vs Pittsburgh Steelers

Over 37.5 (-110)

Under 37.5 (-110)

The number next to the Over and Under is always going to be the same, and represents the set game total. In this case the game total was set by the oddsmakers at 37.5. You would then have the choice to place your bet on both teams scoring more than 37.5 combined points (the Over) or less than 37.5 combined points (the Under). The (-110) beside each choice represents the betting odds, which I will explain more below.

If the final score ended up being Pittsburgh 21 Baltimore 14 we would have a total combined score of 35 points, and therefore the “under” bet would win.

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Other NFL Over Under Betting Information

Although the most common odds set for Over Under lines are -110 or 10% juice on either side it definitely isn’t always the case. The set game total number will always be changing in small increments before kickoff, but the odds will always slightly change before the game total does. Using our above example we might see the odds changed to “Over (-105) and Under (-115)” before we see the game total number adjusted to 37.

That brings me to my next point about NFL Over Under Betting – the game total doesn’t always have to be a decimal number. Although more often than not they are a decimal numbers, you will often see the game total being an even integer such as 39, 41, 44, etc. With an even number game total you may see the combined score end up exactly on the number. In that case the bets on both the Over and Under would be refunded. For example, if the game total was set at 41 and we had a final score of 24-17 it would be considered a “push” and all bets on either side of the number are refunded back to the bettors.

Some of the better online betting sites, such as 5Dimes, may even allow you to adjust the game total either way with the odds of course reflecting the change (known as alternate lines). For example, the game total was set at 41.5 and you thought the oddsmakers did a bad job and the game was going to be a lot higher scoring. In some sportsbooks you would be able to select an alternate game total of 44.5 for example and bet the over, which would payout a lot more than the over on the 41.5 line.

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Overtime is usually classed as hours worked over an organisation's regular full time requirement. When a worker has fixed working hours, overtime would be any additional hours worked.

An employer may offer overtime to cope with an increase in demand for their products or services. For example to satisfy a large customer order, or during staff shortages. It can be compulsory or voluntary. A recognised system of paid overtime is more common with hourly paid staff than salaried staff.

Whether a worker is required to work overtime depends on the employment contract. Details should be set out in their contract of employment or the staff handbook.

Is overtime compulsory or voluntary?

Overtime can be compulsory or voluntary. It will depend on the terms and conditions of the contract whether overtime is:

  • voluntary
  • compulsory and guaranteed
  • compulsory but non-guaranteed.

Voluntary Overtime

Voluntary overtime is where there is no obligation on an employer to offer overtime and no obligation on the worker to do overtime if it is offered. A worker should not be subject to any detriment for turning down voluntary overtime.

For example: Several workers are absent from work due to sickness. This leaves their employer short-staffed. The employer offers overtime to their colleagues so they continue to meet customer demand. The workers are able to choose whether or not to work the extra hours as there is nothing in their contract to say they must do so.

Guaranteed Overtime

Guaranteed overtime is overtime that an employer is contractually obliged to offer and a worker is obliged to accept.

For example: An employer knows they need to fulfil an order from a particular customer on the last Sunday of every month. The contracts of employment include that staff will be scheduled to work overtime on this particular day each month and they will be obliged to work it.

Non-Guaranteed Overtime

Non-guaranteed overtime does not have to be offered by an employer. However, when it is offered, the worker must accept and work it.

For example: An employer knows that their business is likely to be busier at certain times of the year but does not know how much overtime they will need their employees to work. The employer includes in its contracts of employment that, if needed, workers will have to work extra hours during the busy periods.

An employer who wants to rely on either guaranteed or non-guaranteed overtime should clearly set out in the terms and conditions of employment that the overtime is compulsory.

If a worker refuses to work overtime they are obliged to work, the employer may view this as a breach of the contract and a disciplinary matter.

Is there a limit to how much overtime can be worked?

All working hours, including overtime, are governed by the Working Time Regulations. These state that a worker:

  • must not work more than 48 hours per week on average, though a worker may choose to 'opt out'
  • must be allowed at one day off each week or two days off in a fortnight
  • should have 11 hours uninterrupted rest in a 24 hour period
  • is given at least a 20 minute break if their shift lasts more than six hours.

There are some exceptions to these rules depending on the nature of the work that is being done.

Different rules apply for 16 and 17 year old workers. They cannot work more than 8 hours per day or 40 hours per week. Young workers cannot sign an opt -out agreement and must have two days off per week.

For more information, go to our page on Working hours.

Pay when working overtime

There is no legal right to receive an additional payment or be paid at a higher rate for any overtime worked.

An employer should clearly state in the employee's terms and conditions of employment what, if anything, will be paid for working additional hours.

An employer may offer a higher rate of pay than normal for overtime as an incentive for staff to work the hours.

Overtime

Does Soccer Over Under Include Overtime

While overtime may be worked for no additional pay, a worker's hourly rate must not fall below the National Minimum Wage.

Alternatives to paying staff for working overtime

As an alternative to pay, an employer may offer time off in lieu to workers who have worked above their contracted hours. Time off in lieu means that any overtime hours the individual works, they can take off from work in addition to their annual leave.

Both employer and worker should ensure that they keep detailed records of how much overtime has been worked and how much additional time off has been taken.

The agreement for taking time off should be set out in a written agreement and include:

  • when leave can be taken
  • the authorisation process for booking the leave
  • what happens if the contract ends before all accrued overtime is used.

Employers should consider how much leave is allowed to accrue as the running of the business could be affected when workers look to take this time back.

An employer also needs to ensure that working additional hours to take the time back at a later date does not take their worker below the National Minimum Wage for that Pay Reference Period.

Overtime for part time workers

Part time workers should not be treated less favourably than full time workers. If a full time worker receives extra or an enhanced rate of pay for overtime, a part time worker should receive the same rate of pay after working the same amount of hours.

Unless the contract says differently, there is no obligation on an employer to pay a part time worker an overtime rate until they have worked the same amount of hours as their full time counterpart.

Impact of overtime on holiday calculations

Recent court decisions have indicated that all overtime worked should be included when calculating a worker's statutory holiday pay entitlement. The only exception to this is overtime that is worked on a genuinely occasional and infrequent basis.

Does Over Under Count In Overtime

These court decisions apply to the four weeks of annual leave which are required under European law. All workers in the UK must receive an additional 1.6 weeks of leave by law, and some receive more as part of their terms and conditions of employment. Many employers choose to apply the judgments to this extra annual leave. Doing this is not a legal requirement but can help to keep their processes simple and understandable.

Does The Over Under Include Overtime

As all court decisions are case specific an employer may want to take legal advice as to how these decisions will impact on their organisation.

For more information, go to our page on Calculating holiday pay.

Further information

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